Insurance Coverage Every Board Should Understand

Presented by Javier Delgado, Mark Sahl

Insurance Coverage Every Board Should Understand

Insurance is one of an association’s most important safeguards, but understanding what your policies do—and don’t—cover can be challenging. This seminar will explain the key types of insurance every HOA board should understand, common coverage gaps, claims considerations, and the roles of the association, homeowners, and insurers. Gain practical insights to help your board make informed decisions, reduce risk, and better protect your community.

The information presented in this seminar is current at the date of publication but may be subject to change. This seminar does not constitute legal advice, please speak with an attorney.

Javier Delgado
Javier represents homeowner associations and condominium associations, businesses and non-profit organizations throughout Arizona, New Mexico and Utah. He has expertise in assisting boards with complex problems involving maintenance disputes, insurance claims, interpreting covenants, bylaws and rules, reviewing contracts, gaining owner compliance, dealing with owner versus owner disputes, addressing discrimination claims and complying with state and federal law.

Mark Sahl
Mark Sahl, Shareholder and Co-Managing Partner at CHDB Law, leads the Insurance Defense practice group, showcasing a wealth of trial experience. He navigates cases spanning from irregular board meetings and removal actions to complex architectural review matters. Offering general counsel insights, Mark, a Certified Public Accountant, advises on Board duties, risk minimization and taxation. Beyond work, he cherishes time with his family.

Insurance Coverage Every Board Should Understand

Javier Delgado

Mark Sahl

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